QUARTERLY BAS — Q3 FY26 · DUE IN 20 DAYS·PRIVATE HEALTH INSURANCE · DUE IN 55 DAYS
TOOLS · REFUND CALCULATOR
Ballpark your FY26 refund in 30 seconds.
Three sliders, FY26 resident brackets. Useful for an early read on whether you're heading for a refund or a top-up. The number on a real return will differ — see the assumptions below.
BRACKETS LAST REVIEWED MAY 2026
FREE TOOL · NO SIGN-UP
Live refund estimate.
Three sliders. Ten seconds.
FY26 resident brackets. Realistic ballpark before you book. We'll find more deductions in the actual return — usually $400–$2,400 more.
WHAT WE TYPICALLY FIND
Self-lodgers commonly miss legitimate deductions — work-from-home, motor-vehicle method choices, depreciation, professional subscriptions and overlooked offsets. We'll find what applies to your specific situation in the actual return.
ANNUAL INCOME$78,000
TAX WITHHELD (PAYG)$16,420
WORK-RELATED DEDUCTIONS$2,800
ESTIMATED REFUND
$3,072
ESTIMATE ONLY · NOT TAX ADVICE · BASED ON FY26 RESIDENT BRACKETS
WHAT THIS CALCULATOR DOES — AND DOESN'T
FY26 resident brackets
16% from $18,201, 30% from $45,001, 37% from $135,001, 45% from $190,001.
Medicare Levy not modelled
Add 2% of taxable income for the standard Medicare Levy if your income is above the low-income threshold.
MLS not modelled
If your taxable income is above the threshold and you don't hold appropriate hospital cover, add 1–1.5% MLS.
HECS/HELP not modelled
Compulsory repayments range from 1% to 10% of repayment income above the HELP threshold (~$54,435 in FY26).
Offsets not modelled
LITO, SAPTO, private health rebate and seniors offsets reduce tax further but aren't shown here.
Want the precise number?
Send through your group certificate, private health statement and any deduction receipts and we'll have a draft return back to you within 48 hours. Fixed price, registered tax agent, no surprises.
A modern, registered tax agent based in Strathtulloh, VIC. Helping individuals and businesses across Australia since October 2024.
26 Basildon Crescent, Strathtulloh VIC 3338
(03) 8732 2126 · info@taxtracker.com.au
(03) 8732 2126 · info@taxtracker.com.au